SARI, Yuliana Indah; FARADINA, Felly; ERLINA, Erlina. Kelebihan, Kelemahan, dan Hambatan Penggunaan Pinjaman Online (Peer To Peer Lending) Bagi UMKM dalam Perspektif Hukum Financial Technology. MORALITY: Jurnal Ilmu Hukum, [S.l.], v. 11, n. 1, p. 44-56, june 2025. ISSN 2614-2228. Available at: <https://jurnal.upgriplk.ac.id/index.php/morality/article/view/981>. Date accessed: 07 july 2025. doi: http://dx.doi.org/10.52947/morality.v11i1.981.